Extreme perfomance issues when opening the genesis tree / menus in monestary zone

When I go to the zone with the genesis tree I seem to get some lag based on maybe having too many resources open at once?

Disk usage and CPU goes extremely high and my fps goes from a steady near 60 to steady near 8 fps.

AMD Ryzen 5 5600x
32 GB RAM
GTX 960 (2gb vram) , Drivers updated.
changing settings doesnt seem to do anything.
most of my graphics settings are on low or near lowest.
vsync on
dynamic resolution on
dynamic culling on
frame limit 60
multithreading enabled

All of the other settings can be seen in the linked video.

DirectX 12
on Vulkan renderer I had the game freeze and then have a bunch of visual artifacts when I went to this same place. So I changed it off vulkan. DirectX 11 is too laggy all the time to even play the game for me.

I know the GPU is old and not high on vram but I find this to be an unusual behaviour.

It may be worth mentioning recently (prior to keepers of the flame update) I was messing around with deleting shader cache. I don't know if I correctly did this.

Here is a video of opening the zone. When I control+click to enter it fixed the textures and lag for a bit, until i open the inventory then the lag came back.

https://drive.google.com/file/d/1BEoLS3LrPT0bPWlTG9wH_3LaiXze328c/view?usp=sharing
Excuse the video quality I had to downscale it to be able to upload quicker on my internet.

Is my GPU just too weak for the game now? Or my SSD is slow? Some help would be appreciated thanks.