I'm essentially stuck because I don't have enough gold

The problem: I've been experimenting with spirit walker, the gold needed to respec passive nodes is ridiculously high and I'm in between builds right now and couldn't fully respec. This has made my character completely useless and the only thing I can do is join multiplayer game and leech gold from them. I also can't purchase new equipment in trade to up my dmg because that also requires me to spend high amounts of gold. I wanted to get a 1 ex spear but that would've cost me 50k gold. Why?

Side problem is that the multiplayer ui is bugged on console so can't even leech properly.

The gold requirement for respeccing is completely arbitrary and unnecessary. Why are you preventing people from experimenting early on in the league, especially when it comes to class experimentation?

This really killed my desire to play. I have over 1400 hrs in this game and this is the first time I quit playing early on a friday night willingly.