Reduce gold respec cost or revert Regret drop nerf

It became impossible to respec properly, at lvl 78 each skill point is costing 2770 gold, that's not even what I make in a white map, and I didn't drop any regret.
I'm stuck at 0 gold trying to respec with zdps because the Trarthus gems I tried for league start are garbage, and I don't want to suffer through the campaign again by making another character.

Why is the gold respec cost so high? Divide it by 10 now the gold demand is high everywhere else in the game please

Re-specialization costs now make sense in the early game (gold) as well as late game (regrets)...

...but I guess mid-game balance is still kind of iffy ?

Beating the campaign ASAP is still kind of a trap : between the resistances hit and the extra XP loss you might be permanently stuck in character levels (especially if you didn't do the 3rd labyrinth yet !)

Not sure whether it's worse in Ruthless (where it's harder to gain XP) or in Bench (where you can bury the act 10 boss under your corpses, chipping at its life until it dies).

EDIT : I'm stupid, I forgot about the 20 free respec points from the campaign. Keep them for this situation I guess ?