The Negative Resist Issue

I have 1 main problem and my opinions with the Negative Resist penalties after Acts.

The problem: Why is nothing in the game telling me this is happening?
-Partway through Act"5" I only just realized I had red resists.(I've had no reason to open this screen than a single time for a item req.)
-I can't find anywhere ingame that tells me this happened nor where the negative comes from after receiving it. (No buff/debuff section, No tooltip or clickable text to tell my what is contributing to a stat)
-I only know now due to the confusion from other players and forum posts from POE1 and now POE2.


My opinion
-I've been playing and haven't even noticed it so why does it exist? Especially when taking things away from a char as it progresses is literally negative progression which is typically viewed as a failure in design.
-I feel like resist could be removed from the loot table until close to the end of the campaign, and difficulty wouldn't really change at all. It might help get more meaningful early game stats on equipment making leveling even better. And it adds a nice bump to item stat depth for endgame.

Perhaps part of my feelings are due to the lack of communication to the player that this is even happening. But my honest to god reaction after searching was immediate bafflement. And despite taking the time to read many forum arguments for it existing I still view it as a negative aspect of the game.