New Instance = Crash - An Unexpected Disconnection Occurred

When I'm loading into a map or my hideout, I'd say about 25% of the time I crash to login screen with the message "An unexpected disconnection occurred".

I've tried so many things to fix this:
1. Downgraded Windows 11 from 24h2 to 23h2
2. Vulkan, DirectX11, DirectX12 all have the same crash rate
3. Standalone and Steam, they both crash at the same rate
4. Messed with a lot of graphics settings - it doesn't matter either

This issue of crashing when loading an instance is not listed as a known issue when I see a lot of people are having this problem on the forum. I think this started after the latest patch for a lot of people including myself since I've been playing since launch day.

Specs:
Operating System: Fresh install of Windows 11 Home 64-bit 23h2
CPU: Intel Core i9 12900k
RAM: 2x 16GB Corsair Vengeance
Graphics: NVIDIA GeForce RTX 3080
Motherboard: Gigabyte Z690 Gaming X DDR4
Storage: PoE is on my main M.2 drive (Samsung SSD 980 PRO 1TB)

This wouldn't be a huge problem if we didn't have only 1 portal to our maps, instead I'm losing boss invitations and t16 maps because due to crashing to login while loading into the map.

I'm having the same exact issue.

Operating System: Windows 11 pro build 22631
CPU: Intel Core i9 13900k
RAM: 4x 12GB
Graphics: NVIDIA GeForce RTX 4090
Motherboard: ROG STRIX Z790-A GAMING WIFI D4
Storage: M.2 drive 970 EVO

I swapped off of Canada realm and it seems like I'm not crashing anymore.