On death effects

I'm fine with slow paced combat and difficulty. Game is fun ,which is the most important point .My main problem is bullshit on death effects .It doesn't gauge your ability as player ,ruin most exciting part of the game-the loot .I see shiny drops after a hard fight ,mesmerized by currency dropped from bosses or mobs and die to frigging on death mechanic .If its important for you to have on death effects maybe do something like ailments or curse effects which is fine but after clearing all mobs and wanting to check your loot dying with no ability to go back for loot is just not fun .